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My wife and I couldn't buy a home on our own. So, we bought one with my in-laws.

29 October 2026 at 16:31
A hand holds a house key in front of the writer's house.
My wife and I couldn't afford to buy a home on our own, so we bought one with our in-laws instead.

Bill Coberly

  • To become homeowners sooner, my wife and I bought a house with her parents.
  • At first, navigating the space wasn't easy, but we're still able to have ample privacy.
  • Living with my in-laws has its challenges, but I can't imagine living anywhere else.

I've known my wife's parents for nearly a decade, and we've always gotten along, but I never imagined sharing a roof with them. That all changed last year, when my wife suddenly popped the question: "How would you feel about buying a house with my mom and dad?"

We knew it would be years before we could afford the down payment on a house, particularly anywhere near Frederick, Maryland, where we wanted to live.

Even though we were both lawyers in our late 30s, we didn't have as much saved as we should have. We had each chosen lower-paying work over big-firm jobs and lost financial ground during our divorces in the late 2010s.

Without the help of my in-laws, my wife and I would've had to wait another decade or so to buy a house. But if we purchased a place together, her parents would provide the down payment, and we would cover more than half of the mortgage.

So, just like that, I agreed to become roommates with my in-laws.

The house gave all of us the space we needed, but we still had to learn how to share it

The front of the writer's house.
This one-story house, with an added-on second floor and a finished basement, was perfect for all four of us.

Bill Coberly

When we began our search, we envisioned a duplex — two separate living spaces joined together — but we had a hard time finding one.

We struggled even more to find a house with bedrooms on both the first and second floors, something crucial for my in-laws, since they're in their late 60s, and we didn't want them worrying about climbing stairs now or as they get older.

After several months of looking, we finally found a place that checked all the boxes: a 1950s one-story house that the previous owner had renovated to add a second floor and a finished basement.

The upstairs, where my wife and I would live, had three bedrooms, two bathrooms, and a laundry space. Downstairs, where my in-laws would live, was the main kitchen and living room, a small den, a bedroom, a bathroom, and a small back kitchen.

There was enough space for all four of us — along with our two cats, our dog, and their dog — so we put in an offer.

For the first couple of months after moving in, the house was a sea of boxes, and it seemed almost impossible that we could cram all four lives into one place.

My wife and mother-in-law argued about the furniture we needed to get for the shared spaces, and we debated back and forth about what to do with the back kitchen, which we ultimately decided to convert into a laundry/mud room.

As time went on, we also had to get used to the quirks of living together. My wife works from home, which means she has to go downstairs to the main kitchen and interact with her parents before she can fully wake up. Luckily, we've just converted the upstairs laundry space into a little kitchenette, so now she can make her morning smoothie in peace.

Additionally, I learned to put on my dress shoes only when I'm on my way out of the house in the morning, as I had previously been startling my in-laws awake by clomping around in the closet just above their bedroom.

The writer's wife is sitting in the library in their home.
My wife and I love spending time either in our bedroom or in the basement, where we built a library.

Bill Coberly

But even though we're all in the same house, my wife and I still feel like we have ample privacy. Our bedroom is large, and my in-laws don't really spend much time in the basement, so sometimes, we like to hang out there as well.

Thankfully, expenses haven't been an issue, since we split most day-to-day purchases right down the middle by contributing to a joint bank account.

Living together has made everyday life easier in ways I didn't expect

The writer, his wife, and his in-laws are sitting at the dinner table together.
My mother-in-law makes dinner for all of us most nights.

Bill Coberly

Despite the challenges, sharing a home with my in-laws for the past eight months has been great.

My mother-in-law graciously offered to make dinner most nights, so we can all sit down and have a home-cooked meal as a family. When we go out of town, my in-laws watch our dog and our cats.

Once we have children, grandma and grandpa will be right there to help, and as my in-laws get older, we'll be right there to assist them.

Obviously, there are times when we annoy each other, but I've gotten to know my in-laws much better since we became roommates. The arrangement has turned us into a family and given us more financial security, and the plan is never to move again.

Read the original article on Business Insider

I went on my first international trip with a baby and toddler. It would've been a disaster without my in-laws.

29 October 2026 at 15:48
Woman holding child's hand near plane
I have two kids under 3, and traveling internationally felt out of reach. One trip to Mexico with my in-laws and extended family totally changed the game.

Carmen Varner

  • Recently, I traveled with my husband, our two young children, my in-laws, and other family members.
  • Our international trip to Mexico felt more manageable and fun because we had so many people.
  • For now, I wouldn't travel internationally with my kids without my in-laws or extended family.

Some people don't get along with their in-laws, but I'm not one of them.

I lived with my in-laws for years from my mid-20s to early 30s. My husband and I still go to their house every week or two, and after we had kids, my mother-in-law has always stepped in, whether coming over to assist with bath time or to drop off food.

So, it's no surprise that traveling with them (and other members of our extended family) to Mexico was a no-brainer.

We've actually done it multiple times, but this latest trip was the first with both my two small children, who are 3 years old and almost 8 months old.

Looking back, this whole Mexico trip wouldn't have been feasible without my in-laws and extended family.

It was nice having a big group as we headed to Mexico for a few days

Adult walking on cobblestones with two children
The kids have enjoyed walking around with abuelito.

Carmen Varner

We traveled from San Diego to Querétaro, Mexico, with a whole crew in tow: me, my husband, our kids, my mother-in-law, father-in-law, sister-in-law, niece, nephew, and one of my husband's cousins.

Our big family trip was a four-day adventure, and the main purpose was to attend my husband's cousin's wedding. (It later turned into a five-day event thanks to a flight delay, but more on that later.)

Street sign in MExico
Our trip required several transfers.

Carmen Varner

We've done large family trips like this since 2019, so we have an intuitive groove, where everyone contributes in some way — looking up where to eat, figuring out what to see, or even getting coffee delivered to the hotel.

This time, we split up into three separate rooms at a hotel where most of the wedding guests were staying, but were located right across the hall from each other.

This arrangement made it easy for the kids to head to their grandparents' room for bath time or to hang out with the cousins while my husband and I got ready.

Having more people came in handy throughout the trip — and made it more fun

Cocktails on table
We had some drinks and a nice meal out with the family on our first night.

Carmen Varner

Not only was it extremely helpful to have more hands on deck, but it was genuinely fun traveling with a group spanning such a wide range of ages, from 8 months old to age 59.

There were various interests and dynamics at play, which also meant more excitement and more brainpower.

Cousins were funny and entertaining, which helped break the tension in stressful moments or squash the occasional toddler tantrum. I also appreciated that abuelita helped with diaper changes and baths, while abuelito helped carry or hold the kids whenever we were out and about.

Although our large crew mostly stayed together throughout the trip, we were also able to split up and do different things.

For instance, sometimes part of the family went out to the nearby market to explore, while others stayed in their room to nap or hang out.

At one point, most of our group went into the Centro Histórico in Santiago de Querétaro for churros while my husband and I put the kids to bed.

Kid on railing in suit
It's nice to have extra eyes on the kids.

Carmen Varner

Our big group's ability to divide and conquer especially came in handy when our travel plans were thrown off.

When our flight was delayed until the next day, we all went into action: My in-laws arranged a new hotel for us, my husband and sister-in-law booked transportation for a large group, and I called the travel-insurance agency to see what our options were. We all kept an eye on the kids.

It was nice to have multiple adults working to solve a problem, rather than the pressure falling solely on my husband and me.

The journey back home was much longer and more complex thanks to layovers, but again, being around family made it easier.

I could have my sister-in-law, who was in the aisle behind me, watch my toddler while I went to the airplane restroom and my husband helped the baby nap.

We couldn't have done this trip without our support system

Woman holding child's hand
Right now, I wouldn't want to travel internationally as a family without my in-laws.

Carmen Varner

I've done shorter, more local overnight expeditions with my children — I've even taken them on a work trip — but this was our first international journey with them.

My children are very young, with a close enough age gap that makes travel particularly difficult right now. However, going on this trip with in-laws and family made everything feel so much more manageable.

Any time I felt a bit tired or overwhelmed, there was someone there to make it easier. It was especially fantastic, considering how poorly the baby slept during the trip, which left my husband and me even more fatigued.

I'm so grateful my kids got to see a bit of their heritage in Mexico and have some new experiences. I can't wait to show the world to my children, especially since I couldn't travel outside of the country until I was 17.

However, I'd prefer to hold off on these international travel dreams for a couple of years when my kids are slightly older and don't require quite as many naps or diaper changes.

For now, multigenerational trips make the most sense for us — and my wonderful in-laws have changed the travel game.

Read the original article on Business Insider

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