• My husband and I moved from the US to the Netherlands without seeing our new apartment in person.
• We encountered lots of surprises, like the lengthy Dutch application process.
• Although we love our apartment, we've had to get used to a few cultural differences.

After living as digital nomads for nearly two years, my husband and I decided to move from the US to the Netherlands.

We'd visited several times and fell in love with the walkability and bike culture. Plus, I have a connection to the country, since my great-grandparents were Dutch.

With the help of a real-estate agent, we found an apartment remotely from the US, signing a yearlong lease in the city of Utrecht before ever setting foot in the home.

We encountered some surprises while looking for an apartment

Since the process of finding an apartment abroad can often take months, we chose to search remotely from the US. To make things easier, we hired a Dutch real-estate agent with local connections who could view apartments for us in person.

The prep work was much more intense than I was used to. In the US, I've leased apartments in three different states, and the extent of the application typically included filling out a basic form and sometimes completing a background check.

That wasn't going to cut it in the Netherlands.

Our agent gave us a long list of materials to prepare, from 12 months of bank statements and links to our LinkedIn profiles, to a "get to know us" letter, which included our hobbies and photos of us. Then she went looking.

Rentals often get snatched up within a few hours or days, so my husband and I were regularly waking up at 4 a.m. in Colorado to read our agent's emails about the new listings each day.

When we finally found one that checked all our boxes, we asked her to schedule a walkthrough. Luckily, she recorded a video for us to review, so we didn't need to wake up early for this part of the process.

It was during the walkthrough, however, that we learned Dutch apartment listings aren't as detailed as the ones we were used to in the US. When our agent arrived, we discovered the listing had omitted several important pieces of information.

For example, there was a fully fenced-in back garden, complete with a shed, picnic table, and blackberry and rose bushes. The kitchen had a dishwasher. And there was a washing machine hidden away behind a cabinet door — and a dryer (which is not as common in Europe).

Score, right? So we jumped at the opportunity, put in our bid, and jumped for joy when our offer was accepted.

Despite a few setbacks, we fell in love with our apartment

We arrived in the Netherlands a few weeks later, traveling directly from the airport to our rental. When we unlocked the door for the first time, hoping we'd fall in love with our new home, it was … freezing.

Turns out, the heat had stopped working, and the rental company couldn't send someone to fix it until the next day. So, we spent our first night in the Netherlands at a hotel.

Thankfully, the heat was fixed the following day, and then we could start unpacking. This is when we began to notice some of the more nuanced differences of a Dutch house compared to an American one.

The first thing to get used to? The alarmingly steep stairs (a hallmark of skinny, tall Dutch houses) which made moving furniture up to our second-floor office feel like a Herculean feat.

We also learned to accept moths and gnats as houseguests, since Dutch windows don't typically have screens. However, with no air conditioning and a 100-year-old house that was built to retain heat, we definitely want to keep those windows open.

Overall, aside from a few stowaway insects and some hot days, we've been very fortunate with our rental. I particularly love the neighborhood and how we can walk to a grocery store, bakery, or park within five minutes.

The biggest lessons have come from being part of a Dutch neighborhood

Although finding our rental was a whirlwind process, I've found the most interesting parts of living here have come from the cultural differences between American and Dutch neighborhoods.

For example, shortly after arriving, our neighbor invited us to the neighborhood WhatsApp group. If you need to borrow a drill or lose your cat, you send a message to the group.

It's very active, and joining the group helped me feel like I was part of a community before knowing anyone here. Although I've heard of similar groups in the US, I've never been invited to join one.

Ordering packages is also very different. Back in the States, packages would be left by my door. In the Netherlands, however, they aren't left unattended.

Instead, the delivery driver will start ringing the neighbors' doorbells until someone is home. Then, they'll leave a digital note about which house has your package.

One place I didn't expect to feel such a contrast is the sidewalk. On sunny days, my Dutch neighbors bring out their dining room chairs, park them on the bricks outside their front door, and enjoy a cold drink. Sometimes, it'll feel like an impromptu block party — and I couldn't be happier to join in the festivities.

After leasing an apartment across the world, sight unseen, would I do it again? I sure would — especially if I could hire a real-estate agent to check out the home in person.

The quirks of our apartment and neighborhood are all part of the experience of living abroad, and although I may not have expected them, I've now grown attached to these cultural differences.

• I spent my 20s climbing the career ladder and building the life of my dreams in Scotland.
• Then, after losing my dad, I decided to make a big change: I moved abroad and went back to school.
• I've been struggling financially, but I know that I made the right choice.

For most of my 20s, I wanted to climb the career ladder — and hoped that as soon as I reached the top, everything would become clear and I would live happily ever after.

My life felt like it was headed in the right direction. I was on a steady, exciting career trajectory in the climate policy field. I even bought my first flat in an up-and-coming area of Edinburgh.

Then, my dad was diagnosed with terminal cancer in late 2022. The next few years were spent grappling with his illness and, eventually, his death.

I quickly felt the whole ecosystem of my life fall apart. I was struggling at work, and I didn't know how to ask for help. I tried my best to carry on as normal and try to convince myself that the work I was doing — and, by extension, myself — was important.

As I edged toward my 30th birthday in early 2025, against a backdrop of grief and burnout, the need for change felt urgent and existential.

I made a drastic change

It was shortly after this, in the spring, that I decided a move abroad was exactly what I needed.

I quit my job and spent the next few months sending applications to schools across Europe, hoping to pursue a master's degree in my field and embark on a fresh start.

When an offer came from a university in Budapest, I knew that was where I would be going. I had visited for the first time about a decade prior, and fallen in love. I remember thinking, "I could see myself living here one day," not thinking that that "one day" would ever actually come.

In September, I packed up my life, started renting out my Edinburgh flat, and made the move.

The first few months brought a mix of excitement, fear, and disbelief. There was a lot of bureaucracy to navigate — forms to fill out, applications to be processed — and I couldn't relax until everything was completed.

I was also pretty lonely in the beginning. When I first moved, I didn't know a single person in Budapest and had to build a completely new social circle from scratch.

I also sometimes felt like an imposter: I was a lot older than the fresh-faced students in their early 20s who made up the bulk of my classmates. It felt like I was in a completely different life stage, and I was worried I didn't fit in.

Financially, the move has been difficult

Once I got settled, many of my anxieties subsided. I loved my new flat and enjoyed going back to school and learning new things.

Unfortunately, the hardest part — finding work — is ongoing. I figured I'd be able to get a part-time office job while I completed my degree, but it's been difficult. I've had to rely on my savings much more than I expected.

I've done what I can to get by. This summer, I worked long hours at a temp job; I've also worked as a teaching assistant at my university and done some voiceover work. However, none of this compares to what I used to earn as a full-time employee with a senior title.

And although the rent in Budapest is generally a lot lower than in Edinburgh, my general cost of living still feels pretty high, particularly when it comes to groceries and daily expenses.

This sense of financial precarity is difficult, and it's definitely not sustainable long-term. I'm lucky to have some income from my renter in Edinburgh and savings from my years working full-time — but there are still moments when I feel very acutely aware of the security I left behind.

I'm making less money now, but I'm happier than ever

Despite the erratic, unsteady, and low-paid nature of all these jobs — or maybe even because of it — my attitude toward work has changed.

For so many years, my job was all I talked and worried about. I felt like what I did defined me as a person.

My jobs now might not be as "stable" or consistent, but I no longer view my career as my identity. Instead, I think of my jobs as a series of experiences — some good, some bad — that have made my world bigger and my life richer (unfortunately, not literally).

My attitude toward spending has changed, too. In the past, I would spend money on clothes, nights out, expensive nail salons, and vacations without really thinking. Now I'm much more frugal and intentional about my money, which I think is a good thing.

Most of all, though, my move forced me out of a comfort zone that was becoming increasingly less comfortable. Starting fresh somewhere new — and making my life here work, even amid the challenges — has shown me that I'm more resilient than I ever thought I could be.

I know now that no matter what gets thrown at me, I will deal with it somehow.

At times, I wonder how much easier my life would be if I had stayed where I was — and if I'm being honest, the answer is probably "a lot." But I am so glad I didn't choose the easy option.

I'm on track to graduate next June, and I am excited about what lies ahead. I'm not sure yet whether I'll explore opportunities elsewhere in Europe or perhaps move back to the UK — but I hope that no matter where I end up, I will return more confident and self-assured than when I left.