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My wife and I couldn't buy a home on our own. So, we bought one with my in-laws.

A hand holds a house key in front of the writer's house.
My wife and I couldn't afford to buy a home on our own, so we bought one with our in-laws instead.

Bill Coberly

  • To become homeowners sooner, my wife and I bought a house with her parents.
  • At first, navigating the space wasn't easy, but we're still able to have ample privacy.
  • Living with my in-laws has its challenges, but I can't imagine living anywhere else.

I've known my wife's parents for nearly a decade, and we've always gotten along, but I never imagined sharing a roof with them. That all changed last year, when my wife suddenly popped the question: "How would you feel about buying a house with my mom and dad?"

We knew it would be years before we could afford the down payment on a house, particularly anywhere near Frederick, Maryland, where we wanted to live.

Even though we were both lawyers in our late 30s, we didn't have as much saved as we should have. We had each chosen lower-paying work over big-firm jobs and lost financial ground during our divorces in the late 2010s.

Without the help of my in-laws, my wife and I would've had to wait another decade or so to buy a house. But if we purchased a place together, her parents would provide the down payment, and we would cover more than half of the mortgage.

So, just like that, I agreed to become roommates with my in-laws.

The house gave all of us the space we needed, but we still had to learn how to share it

The front of the writer's house.
This one-story house, with an added-on second floor and a finished basement, was perfect for all four of us.

Bill Coberly

When we began our search, we envisioned a duplex — two separate living spaces joined together — but we had a hard time finding one.

We struggled even more to find a house with bedrooms on both the first and second floors, something crucial for my in-laws, since they're in their late 60s, and we didn't want them worrying about climbing stairs now or as they get older.

After several months of looking, we finally found a place that checked all the boxes: a 1950s one-story house that the previous owner had renovated to add a second floor and a finished basement.

The upstairs, where my wife and I would live, had three bedrooms, two bathrooms, and a laundry space. Downstairs, where my in-laws would live, was the main kitchen and living room, a small den, a bedroom, a bathroom, and a small back kitchen.

There was enough space for all four of us — along with our two cats, our dog, and their dog — so we put in an offer.

For the first couple of months after moving in, the house was a sea of boxes, and it seemed almost impossible that we could cram all four lives into one place.

My wife and mother-in-law argued about the furniture we needed to get for the shared spaces, and we debated back and forth about what to do with the back kitchen, which we ultimately decided to convert into a laundry/mud room.

As time went on, we also had to get used to the quirks of living together. My wife works from home, which means she has to go downstairs to the main kitchen and interact with her parents before she can fully wake up. Luckily, we've just converted the upstairs laundry space into a little kitchenette, so now she can make her morning smoothie in peace.

Additionally, I learned to put on my dress shoes only when I'm on my way out of the house in the morning, as I had previously been startling my in-laws awake by clomping around in the closet just above their bedroom.

The writer's wife is sitting in the library in their home.
My wife and I love spending time either in our bedroom or in the basement, where we built a library.

Bill Coberly

But even though we're all in the same house, my wife and I still feel like we have ample privacy. Our bedroom is large, and my in-laws don't really spend much time in the basement, so sometimes, we like to hang out there as well.

Thankfully, expenses haven't been an issue, since we split most day-to-day purchases right down the middle by contributing to a joint bank account.

Living together has made everyday life easier in ways I didn't expect

The writer, his wife, and his in-laws are sitting at the dinner table together.
My mother-in-law makes dinner for all of us most nights.

Bill Coberly

Despite the challenges, sharing a home with my in-laws for the past eight months has been great.

My mother-in-law graciously offered to make dinner most nights, so we can all sit down and have a home-cooked meal as a family. When we go out of town, my in-laws watch our dog and our cats.

Once we have children, grandma and grandpa will be right there to help, and as my in-laws get older, we'll be right there to assist them.

Obviously, there are times when we annoy each other, but I've gotten to know my in-laws much better since we became roommates. The arrangement has turned us into a family and given us more financial security, and the plan is never to move again.

Read the original article on Business Insider

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We live on a 'family compound' with my parents and siblings. These 7 things have surprised me most about the arrangement.

Taylor, her husband, and their daughter stand in front of their house.
We live on the same property as my parents and siblings, and have encountered some surprises along the way.

Taylor Bunting

  • My husband and I live in a separate house on the same property as my parents and siblings.
  • Our unique living arrangement has come with lots of surprises along the way.
  • Even though we live so close to each other, we have boundaries and our own separate lives.

In 2024, my husband and I began building our own house on the same property as my parents, siblings, and sister-in-law, creating a "family compound." In total, there are two separate houses, nine family members, and three adorable golden retrievers on the property.

Our family has always spent a lot of time together, but before moving into our new home in April, I don't think I truly understood what day-to-day life would be like.

Here are the biggest surprises I've encountered so far.

My family and I still have our own separate lives.
Taylor sits on a large chair and smiles at her young daughter.

Taylor Bunting

Although my husband, daughter, and I live next door to the rest of my family, we still have our own houses, routines, and lives. Some days, when we all happen to be on different pages, we don't see each other at all.

I think this balance is a huge part of what makes our setup successful. No one feels as though they are on top of each other, and my husband and I can simply take our daughter to our house, close the door, and be our own little family.

Privacy and boundaries are still possible, even when living so close together.
Taylor and her husband hold their young daughter in front of their house.

Taylor Bunting

For us, one of the keys to making our living arrangement successful is respect for personal space and boundaries.

For example, my younger siblings don't come over to my house after about 8:00 p.m. because they know my daughter is asleep and my husband and I are likely settling in for the night. This isn't something we ever had to ask them to do, they just respect our privacy and nightly routine.

The same goes for my parents. They text my husband and me before popping over to visit and always avoid walking into our house unannounced.

A lot of people don't seem to understand multigenerational living.
Taylor and her family stand around a kitchen island.

Taylor Bunting

Since sharing our family compound on social media, I was taken aback by how many people assumed that our family was part of a religious group or separate "community," rather than our setup being an example of multigenerational living.

I knew that "family compounds" aren't incredibly common nowadays, at least in the United States, but I definitely didn't think they were so widely misunderstood.

People appear to confuse our setup with communal living, rather than our family simply living as neighbors next to each other.

Casual get-togethers and dinners happen spontaneously.
Taylor's husband and sister carving Jack-O-Lanterns in the kitchen.

Taylor Bunting

I've been pleasantly surprised by how much easier casual get-togethers, dinners, and hangouts are.

I can just pop over to my parents' house and then "head home" whenever I want to. I don't need a reason to leave or an excuse to use if I'm just not feeling social.

We also don't typically find ourselves planning get-togethers; they just kind of happen. I can wake up on a Saturday morning with no plans, and within an hour, everyone is hanging out by the pool, playing yard games, and cooking food together.

Having my family around has really improved my mental health.
Taylor sits on the couch with her mom. They're both smiling at Taylor's daughter.

Taylor Bunting

As a stay-at-home mom, having my siblings and parents around throughout the week makes day-to-day life with a toddler so much more enjoyable.

Our setup gives me other adults to interact with, another set of hands when I need them, and simply remedies any of the aspects of motherhood that can otherwise feel lonely.

It's also a game changer for me to have my own mom as a resource. Rather than turning to Google, I can walk across the driveway and pick my mom's brain for parenting advice as a first-time mom.

My marriage has actually gotten even stronger since living here.
Taylor's brother and husband play basketball together.

Taylor Bunting

One of the many perks that I did not anticipate was how much the support of a village would benefit my relationship with my husband.

With other people around to lend a hand with our daughter, direct access to girl time with my mom and sister, and my husband having the ability to go watch a football game with my dad or play basketball with my brothers, we have easier access to hobbies and self-care outlets as parents. This leaves more quality time for us as a couple.

Our setup felt 'normal' pretty quickly.
Taylor, her husband, and their daughter in the pool.

Taylor Bunting

It's taken me by surprise how after only living in our home for six months, this setup already feels so natural and "normal." I can't imagine going back to living even 15 minutes down the road from our family.

Sometimes it takes people asking questions or sharing their opinion on our living arrangements to remind me that our setup is a whole lot less common than I think.

When I think back to my expectations surrounding a 'family compound' prior to moving into our home, I had only really envisioned the more overarching concepts such as family dinners, lots of quality time and no longer having to drive to visit each other.

However, I didn't realize how many of the small details would make such a positive impact on our day-to-day lives.

Read the original article on Business Insider
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