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O Banco Central estuda adotar medidas macroprudenciais voltadas a segmentos de crédito de maior risco, afirmou a autoridade monetária em relatório divulgado nesta terça-feira (27), acrescentando que o objetivo é reduzir o superendividamento e fortalecer a sustentabilidade do crédito e a resiliência do sistema financeiro nacional.
Em seu Relatório de Estabilidade Financeira, uma publicação semestral, o BC apontou que pesquisa da autarquia indica que a crescente digitalização dos serviços financeiros tem ampliado significativamente a exposição de consumidores de menor renda a ofertas, contribuindo para intensificar o endividamento.
O presidente do BC, Gabriel Galípolo, tem destacado a preocupação com os níveis de endividamento no país, ressaltando a importância da promoção do uso responsável dos instrumentos de crédito e do devido provisionamento por parte dos bancos.
Na semana passada, o BC aprovou três resoluções sobre as responsabilidades de instituições financeiras na oferta e concessão de crédito, com novas salvaguardas contra ofertas inadequadas ou abusivas e maior transparência antes da contratação.
F1
Athletes don’t have the luxury of waiting for an annual review to hear how they performed — and that may be a good thing.
The suspense that comes with anticipating a laundry list of critiques can sometimes be worse than the feedback itself. Plus, the older the feedback, the less relevant it may be.
Peter Kenyon, the former CEO of Manchester United and Chelsea, told Business Insider that given the nature of sports schedules, when something goes wrong, it has to be fixed before the next event, which is often just days away.
"It's not 'let's work for three months to solve the problem,'" Kenyon said. "No, let's solve the problem now because we go again tomorrow."
Kenyon, who now serves as a board advisor for Atlassian Williams F1 team, has worked in the sports industry for nearly 30 years, leading major restructurings during that time. He said the industry has taught him the importance of maintaining a continuous and instantaneous feedback loop.
He said that as soon as drivers finish a session on track, they sit down with engineers to get feedback so they can better their chances of qualifying for a race later that day or the next day.
Kenyon, who oversees the Atlassian Williams F1 team’s commercial and marketing functions, said feedback in high-performing sports environments doesn’t only flow from the top down. Employees are also expected to tell one another when something isn’t working.
That expectation shapes the culture across the industry, he said. It also shows up in the way athletes expect new teammates to meet the same high bar they set themselves.
It's an industry standard off the field too, though. At Manchester United, Kenyon said the receptionist would call out players who failed to greet her when they walked in — a directness that made her valuable.
"The power of that is incredible," Kenyon said about the former employee.
Frequent and candid feedback doesn’t equate to a bullying culture, though, the sports executive said. Kenyon said managing people and delivering performance reviews is difficult, but the best coaches know when to push athletes — and when to build them up.
"It's continual change," Kenyon said. "It's continual strive-for-performance gains."
Corporate workers may not compete in live-streamed competitions, but they face their own high-pressure sprints in a rapidly changing workplace. Some employers are even adapting traditional performance review processes to prioritize continuous feedback and reward top performers.
© Haiyun Jiang/The New York Times
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© Shannon Stapleton/Reuters
“Alla luce delle indiscrezioni pubblicate negli ultimi giorni da diversi organi di informazione, in Italia e all’estero, ritengo opportuno intervenire per fare chiarezza. Il mio nome è stato accostato a numerosi club, ma al momento non vi è alcuna trattativa in fase avanzata“. Comincia così il messaggio di Antonio Conte nelle sue storie Instagram in cui fa chiarezza sul suo futuro. Il tecnico leccese – che nelle settimane precedenti aveva strizzato l’occhio a club “blasonati”, che “hanno perso di vista la propria storia” – ha deciso di uscire allo scoperto dopo che nelle ultime settimane il suo nome è stato accostato a diversi club italiani e stranieri, tra cui Juventus e Manchester United tra le tante, dove le panchine di Spalletti e Carrick non sono più al sicuro dopo gli ultimi deludenti risultati.
“Dopo una splendida e vincente esperienza alla guida del Napoli, mi prenderò il tempo necessario per valutare come e quando tornare ad allenare. Sarà una scelta ponderata, che farò quando riterrò che vi siano le condizioni giuste“, scrive Conte, che poi entra più nello specifico: “Ho letto di presunte richieste economiche e di pieni poteri che avrei già avanzato alle società citate, così come di riserve legate a quello che viene definito il mio un ‘carattere forte‘”.
Nessuna trattativa avanzata con la Juventus e nessuna con il Manchester United, così come con tutti gli altri club a cui Conte è stato accostato nell’ultimo mese: “Si tratta di ricostruzioni prive di fondamento poiché, allo stato attuale, non esistono elementi concreti sui quali basare simili valutazioni. Qualora si presentasse un’opportunità concreta, sarà il momento di confrontarsi con il club interessato e valutare insieme le condizioni di un eventuale accordo, nel rispetto delle reciproche esigenze e delle caratteristiche che contraddistinguono il mio lavoro di allenatore. Fino ad allora, ogni ipotesi sulle mie richieste e sul mio futuro professionale resta una supposizione e non può essere considerata come un fatto”, ha concluso nel lungo messaggio pubblicato anche in inglese.
Nonostante la smentita, però, dall’Inghilterra insistono: se nel prossimo weekend – domenica alle 17:30 contro il Bournemouth – il Manchester United non dovesse vincere, Carrick verrebbe esonerato e il club andrebbe forte su Antonio Conte. E la sua ombra, inevitabilmente, è anche dietro Luciano Spalletti, visto che la sua Juventus non riesce a trovare continuità.
L'articolo Antonio Conte sul suo futuro: “Il mio nome accostato a tanti club. Leggo di richieste economiche, pieni poteri e di riserve per il mio carattere ‘forte’. Sono supposizioni” proviene da Il Fatto Quotidiano.
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It is that time of year when we Palestinians seem relevant again.
My inbox is flooded with interview requests about 7 October. Media outlets are interested in hearing my thoughts on the anniversary, and journalists want to know whether I condemn Hamas or not.
But what difference does it make?
Growing up, I dreamed of the day I would wear the press vest and helmet and tell the stories of Gaza to the world through my own eyes. I wanted to tell stories about how Palestinians love life, how they try to create something out of nothing, and how they try to bounce back after Israeli aggression and continue. I wanted to tell the stories of the Gaza I know, instead of the Gaza the media focuses on only when there is Israeli aggression or genocide.
But shortly after I graduated, it was 7 October.
In no time, wearing press gear became risky. Instead of protecting journalists and media workers, it made them a target.
Since the genocide began, over 74,000 Palestinians have been killed, including over 21,000 children, and this only accounts for the official numbers. Nearly 2 million people have been displaced, and 80% of the infrastructure in the Gaza Strip has been destroyed. According to the Committee to Protect Journalists, 247 journalists have been killed, 174 injured, and 118 imprisoned.
For the first 45 days of the genocide, I was on the ground reporting closely with two colleagues, Hatem Rawagh and Mohammed Abu Safia. They were both fathers, carrying the responsibility of staying strong and, most importantly, alive for their children. They held on to the hope of watching them grow up, giving them a future, and seeing them live in a better world than the one they were reporting on.
I still remember how Nour, Mohammed’s youngest daughter, would call him while we were out in the field reporting. She would tell him “bahebak” (I love you) in her soft voice, still learning how to pronounce the word. I could see how those words affected him each time he heard them.
His family has always been his reason for living, but Mohammed’s desire to tell the world the truth in hopes that this carnage could end forced him to stay away from them. Every day, he wondered whether it was safe to visit his family, or whether going would put them at more risk of being targeted.
His biggest fear was that Israel would kill them because of his profession, and that he’d remain alive to bear that agony.
He thought a lot about what Wael Dahdouh endured. After learning that his family had been killed by an Israeli airstrike, the Al Jazeera journalist had to report on the tragedy.
This was not the only loss we shared.
Belal Jadallah, the founder of Press House Palestine, who was a father figure to all journalists in Gaza, was also targeted and killed by Israel. He trained so many of us, including how to stay safe and how to be careful with our language and terminology because of the weight they carried for the wider world.
I was with Hatem when he told us the news: “Belal got targeted with an Israeli tank shell, or an airstrike hit his car.”
If the person who taught us how to protect ourselves could not be protected, then the vest and helmet were certainly never going to be enough.
It always felt like the only certainty in Gaza was uncertainty.
We had watched Israel kill our colleagues one after the other. Many others had also been injured or imprisoned. Each time, we’d wonder who would be next as it became harder to escape.
We were surviving one day at a time, never knowing when our turn might come.
Hatem and Mohammed are still in Gaza, still reporting. They explain: “It’s our duty.”
Part of them still wants to believe that if the world learned more about what is happening in Gaza, the genocide would stop. But now, three years into it, we know it’s not enough. Knowledge without accountability and justice means nothing.
As journalists, our responsibility is to bear witness and tell the truth, and in Gaza, we risk our lives to do it. But the responsibility cannot rest on our shoulders alone. The rest of the world must also be willing to carry that truth forward, to turn what it knows into action.
I used to dream of telling the world how Palestinians love life, how they build something out of barely anything and keep going. Instead, I have spent the last three years telling the world how they are being killed.
Whenever I see the number of journalists killed on the news, I think of the families they left behind, and of the people who are still waiting for a call that will never come. Whenever I watch the news from far away, I imagine the journalists behind the footage, standing in the same streets in the same vests, wondering if today is their turn.
Now, three years into a genocide, there is less and less coverage coming out of Gaza, and it is because journalism itself has become a target.
Despite our colleagues around the world watching so many being killed in Gaza, which sets a dangerous precedent for the future of their own work, too many are contributing to the injustice through the so-called measured language they choose, the realities they obscure, and the violence they help justify and normalise.
So every year around this time, when those press requests come flooding in, I think about the journalists who are still in Gaza, still on the ground reporting, and who will never get an email asking for their expert opinion, their experiences of tragedy and destruction.
Hatem and Mohammed say it is their duty, but it should not be theirs alone.
Plestia Alaqad is an award-winning journalist and author who has emerged as a powerful voice in digital media. She gained international recognition for her heartfelt, on-the-ground reporting during the genocide on Gaza, where her raw, personal storytelling brought global attention to the human impact of the violence. She recently published her book The Eyes of Gaza, that became an instant New York Times, Indie, San Francisco, and Boston Global Bestseller.
Follow Plestia on Instagram: @plestia.alaqad
Have questions or comments? Email us at: editorial-english@newarab.com
Opinions expressed in this article remain those of the author and do not necessarily represent those of The New Arab, its editorial board or staff.
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